Sr. Product Analyst (Cards and Payments)

Berkeley Heights, NJ
November 25, 2025
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Job Description

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Title
**: Sr. Product Analyst (Cards and Payments)**

Experience
**: 15+**

Duration: 
**12+ months (with high potential for extension)**

Location
**: Berkeley Heights, NJ (3 Days) and Princeton, NJ (2 Days) (based on client schedule)**

Work Authorization
**: H1B, H4-EAD, GC & USC (No OPT/CPT)**

Rate
**: $70 hr on C2C all inclusive.**

**Valid Passport# is mandatory for submission**

**LinkedIn is MUST**

**Interview Pattern – 2 rounds of Client interview**

**Credit Card Domain**

·

15+ years

 of credit card, payments experience from banking industry

· 10+ years of experience in end-to-end lifecycle of Credit Card issuer area

· Expert in card application, account management, credit & terms, rewards & benefits, payment processing, billing and collection

· Expert in monetary processing, non-monetary processing, Credit Bureau Processing, Reissue, Month end processing,

· Experience in Payments, Rewards, Rules processing, Configurations, and Reporting,

· Experience in regulatory compliance in the area of interest rate, and cardholder data

· Working knowledge of how credit card issuer lifecycle works for business / merchant, financial institutes

· Good to have knowledge of BIAN methodology & standards

**Soft skill**

· Collaborate with business stakeholders to understand and document current business processes and automation requirements.

· Ability to demonstrate, articulate functional implementation of card development projects

· Work with cross-functional teams to define and document detailed business requirements, including process flows, use cases, and user stories.

· Facilitate workshops and meetings to gather input and feedback from business users and subject matter experts

· Collaborate with IT teams to translate business requirements into technical specifications.

· Create test plans, test cases, and conduct testing to ensure that automation solutions meet business requirements.

· Provide training and support to end-users and ensure the successful adoption of solutions.

· Stay current with industry best practices and emerging automation trends.

**Behavioral Skills**

· Good Communication skills

· Flexible to rotational shifts, 5 days WFO

· Team Player

· Ability to work in a changing environment

· Strong problem solving and analytical skills   

· Ability to work independently or within a team

– Manage day-to-day challenges and communicate developmental risks with the technical team

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